Last updated: 05/07/2024
This privacy notice aims to give you information on how Mocha Media Limited collects and processes your personal data through your use of this website, including any data you may provide when you submit our online contact form.
It is important that you read this privacy notice so that you are fully aware of how and why we are using your data.
Mocha Media Limited, registered company number 10325134 is the data controller and responsible for your personal data (collectively referred to as "Mocha Media Limited", "Life Cover 2go", "we", "us" or "our" in this privacy notice.
We are a registered data controller with the Information Commissioner's Office, registration number ZA173365.
Full name of legal entity: Mocha Media Limited
Email address: info@lifecover2go.co.uk
Registered office address: 63/66 Hatton Garden, Fifth Floor, Suite 23, London, United Kingdom, EC1N 8LE
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).
We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:
We also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.
We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.
We use different methods to collect data from and about you including through:
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
We rely on the following legal bases to use your personal data:
Contract: In order to provide you with the service we will:
When we do these activities we are processing your personal information because it is necessary to perform the contract that we have in place with you to provide you with our services, or to take steps at your request in order to enter into a contract with you.
Legitimate interests: The processing is necessary for our legitimate interests or the legitimate interests of a third party unless there is a good reason to protect your personal data which overrides those legitimate interests.
Consent: We will use and process your personal information where you have told us you are happy for us to process it for a specific purpose(s), for example:
You can withdraw your consent at any time (which will not affect the legal basis for the processing prior to your withdrawal of such consent).
We may have to share your personal data with the parties set out below for the purposes set out in our lawful basis for the processing of your general person data:
Under certain circumstances, you have rights under data protection laws in relation to your personal data. You have the right to:
If you wish to exercise any of the rights set out above, please contact info@lifecover2go.co.uk for further details.
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.
We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.
The data we collect from you may, on occasion, be stored and/or processed at a destination outside the European Economic Area (EEA). It may also be processed by organisations operating outside the EEA who work for us or for one of our suppliers. These organisations may be engaged in the fulfilment of your request, order or reservation, and the provision of support services.
Where we use certain service providers, we may use specific contracts approved by the European Commission which give personal data the same protection it has in Europe.
Where we use providers based in the US, we may transfer data to them if they are part of the Privacy Shield which requires them to provide similar protection to personal data shared between the Europe and the US.
We will take steps reasonably necessary to ensure there is an adequate level of protection of your data and that your data is treated securely and in accordance with our Privacy Policy.
Please refer to our Cookie Policy
To exercise all relevant rights, queries or complaints, please contact us at info@lifecover2go.co.uk to discuss your concerns.
Following this, if you are still dissatisfied, you are able to contact the Information Commissioner's Office directly at https://ico.org.uk/
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Disclaimer:
Please note that some of the brokers we work with may not provide quotes from all of the insurers featured on our website.
The brokers we work with provide a comparison service from a panel of some of the UKs top insurers, such as: AIG, L&G, LV, Aviva & Zurich. Not every broker works with all insurers listed here.
There are no fees or charges associated with using this website. We offer a no obligation service
Our partner FCA authorised broker pays us an introductory fee only. We do not receive any other payment regardless if you take out the policy or not.
*From £5 per month for up to £100,000 is an example based on the following pricing illustrations. £5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 1st March 2024.
£124,226 over 20 years - 30 year old born in 1994 (Aviva)
£82,677 over 20 years - 35 years old born in 1989 (AIG)
£58,350 over 15 years - 40 year old born in 1984 (Aviva)
£37,361 over 15 years - 45 year old born in 1979 (Aviva)
£27,873 over 10 years - 50 year old born in 1974 (Aviva)
£17,528 over 10 years - 55 year old born in 1969 (Aviva)
£10,417 over 10 years - 60 year old born in 1964 (Aviva)
£6,365 over 10 years - 65 year old born in 1959 (Aviva)
£3,858 over 10 years - 70 year old born in 1954 (Aviva)
*From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 1st March 2024.
£310,236 over 20 years - 30 year old born in 1994 (Aviva)
£205,860 over 20 years - 35 years old born in 1989 (Aviva)
£164,199 over 15 years - 40 year old born in 1984 (Aviva)
£95,786 over 15 years - 45 year old born in 1979 (Aviva)
£70,195 over 10 years - 50 year old born in 1974 (Aviva)
£39,267 over 10 years - 55 year old born in 1969 (Aviva)
£20,846 over 10 years - 60 year old born in 1964 (Aviva)
£12,738 over 10 years - 65 year old born in 1959 (Aviva)
£7,721 over 10 years – 70 year old born in 1954 (Aviva)
Our broker partner(s) will usually contact most customers within 1 hour. However, if it is currently outside office hours, this could be the next working day.
Copyright Mocha Media Limited © 2024 | Data Protection No. ZA173365
Life Cover 2go is a trading style of Mocha Media Limited, UK company registration number 10325134
Registered office address: 63/66 Hatton Garden, Fifth Floor, Suite 23, London, EC1N 8LE